For Feeders and Traders
No fees, fast turnaround: Similar to our Ruralco Seasonal Finance solution, Ruralco Flexi Finance, our ‘Feeder and Trader’ solution is a 0-fee finance option that can provide you with operating cash flow within 24 to 36 hours of your application being approved.
Short to mid-term funding: Ruralco Flexi Finance, ‘Feeder and Trader’ solutions is designed so that you can borrow up to 100% of the estimated value of the livestock you buy or currently own. The loan must be repaid within 12 months.
Transparent and competitive interest rate*: Like our customers, we prefer to be straightforward and call it as it is. Unlike many finance providers we don’t quote our interest rate, then charge administration or establishment fees on top . We offer a competitive interest rate, with 0 additional fees.
The difference: The Flexi Finance, ‘Feeder and Trader’ solution offers you an alternate source of funds to your existing bank, giving you the opportunity to diversify your debt. Ruralco Finance does not own the livestock. We take a security charge over the livestock only.
How it works: Flexi Finance is only available for customers of Ruralco Livestock businesses who are approved ABN holders. The livestock purchased is the security for your loan, with the loan repaid when the livestock is later sold.
Trusted: The Ruralco Flexi Finance loan is issued by De Lage Landen Pty Limited (DLL) a global asset finance specialist. Ruralco Finance acts as DLL’s approved credit agent. This means you will be backed by two companies with experience in underwriting, supporting and helping to grow Australian farming. Day-to-day you will deal with Ruralco Finance representatives.
With our finance solutions you get the benefit of:
Dealing directly with our people: From the moment you contact us to register your interest our Ruralco Finance representatives will be responsible for your onboarding and the ongoing administration of your loan.
Years of agribusiness experience: After 120 years of serving Australian farmers across their merchandise, livestock, wool trading and grain brokerage activity we’ve taken the next step in helping farmers build their businesses. Through experience we know that running an agricultural business and managing seasonal variances brings with it plenty of complexity. That’s why you can be confident you’re partnering with people who understand what it is to operate a farming enterprise and within a local rural community.
With our finance solution you can:
- Add to your existing herd
- Purchase feed or veterinary inputs to help finance day-to-day operations or to expand operations
- For commercial operators buying, fattening and selling young progeny
User our calculator to view the finance costs and repayments of a loan on a per head, per day basis.
Administration and establishment:
Ruralco Flexi Finance is provided by De Lage Landen Pty Limited ABN 20 101 692 040 (DLL) and administered by Ruralco Finance Pty Ltd ACN 137 199 378 under Australian Credit Licence 367028. Available to approved ABN holders for business purposes only. Credit criteria, fees, terms and conditions apply.
Want to know more or apply?
Either contact your nearest Ruralco business, or for more information see below: