You have developed your business or property and it’s time to upgrade your equipment or your water infrastructure to maximise your yields and future growth. We may be able to assist you through flexible finance options such as Ruralco Flexi Finance.

Ruralco Flexi Finance is a tailored product with a competitive interest rate that effectively allows you to borrow up to 100% of the estimated value of the water infrastructure you purchase through one of Ruralco Holdings’ water businesses.

What it includes:

  • You can access finance for a term of up to 7 years
  • A competitively priced interest rate
  • 100% finance for pumps, pipes, pivots and associated equipment that are purchased and installed through one of Ruralco Holdings’ water businesses financing up to 20% of project installation costs
  • We offer lending that is secured against your water equipment, rather than your property


With our finance solutions you get the benefit of:

Dealing directly with our people: From the moment you contact us to register your interest our Ruralco Finance representatives will be responsible for your onboarding and the ongoing administration of your loan.

Years of agribusiness experience: After 120 years serving Australian farmers across their merchandise, livestock, wool trading we’ve taken the next step in helping farmers build their businesses. Through experience we know that running an agricultural business and managing seasonal variances brings with it plenty of complexity. That’s why you can be confident you’re partnering with people who understand what it is to operate a farming enterprise and within a local rural community.

Solutions tailored to meet a broad range of operations: We can tailor the loan to meet your cashflow regardless of what type of agricultural operation you are running.

With our finance solution you may be in a position to:

  • Refurbish your existing irrigation infrastructure


Administration and establishment:

Ruralco Flexi Finance is provided by De Lage Landen Pty Limited ABN 20 101 692 040 (DLL) and administered by Ruralco Finance Pty Ltd ACN 137 199 378 under Australian Credit Licence 367028. Available to approved ABN holders for business purposes only. Credit criteria, fees, terms and conditions apply.


Want to know more or apply?

Either contact your nearest Ruralco business, or for more information see below:

Contact us:
Tel: 1300 371 677

Unless otherwise specified, the products and services described on this website are issued only in Australia by Ruralco Finance Pty Ltd ACN 137 199 378, Australian Credit Licence 367028. Please consider the relevant disclosure documents along with your personal objectives, financial situation and needs before making any financial decisions. Terms and Conditions, fees and charges may apply unless otherwise specified and all applications are subject to Ruralco Finance’s loan criteria and assessment process. These may change or we may introduce new ones in the future. Full details are available on request.

Ruralco Finance Pty Ltd

ABN 25 137 199 378

Australian Credit Licence 367 208

Ruralco Finance Pty Ltd

© 2019 Ruralco Holdings Limited