The flexibility to make purchases at any participating Ruralco business when you wish. (subject to the facility amount)
Access to a line of credit that can help you manage your cash flow and free up funds in your business.
The convenience of only having to make one annual payment, with the option to re-pay earlier as income is received.
A competitive interest rate
A simple, one off application process
Once your application and limit has been approved, you'll receive your Seasonal Finance Card, which can be used straight away at any participating Ruralco business in Australia.
Every year in the 11th month from the date you opened your facility , you will receive a statement with your total required payment. This amount must be paid in full within 25 days of the statement date.
Payments can be made via : NAB Telephone Banking, NAB Internet Banking, a NAB ATM and in person at any NAB Branch or Australia Post Outlets displaying the Bank@Post sign.
When a payment has been made, you'll then have a line of credit available for you to draw against to make purchases for the next season.
